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State License: AZ #920730

Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See what people are saying about us

Brian made our refy easy, he took care of everything, was very patient, answered All our questions. Helped us out with all the information they needed from us to make it Happen . Brian was also there to guide us in getting paperwork$ after the deal was done witch I respect and ... READ MORE Paul Paul Area Manager
It was a pleasure working with Brian to buy my first home! I had a lot of questions which he always answered very quickly. I know he worked hard to make this happen for me and I really appreciate it! I would definitely recommend him! Shana Cynamon Audiologist
Brian did a great job of securing my home loan! He was very knowledgeable and communicative during the loan process. I would highly recommend Brian and Amerifirst! Ron O'Rear Manager - Water Strategic Planning
Brian was absolutely amazing, he made the whole process very easy and fun. Whenever I had questions he was always available to answer them and he went the extra mile to make sure I knew he really did care about us. I will be recommending him to everyone I know buying or refinancing a house. Brandon Butterfield Front desk agent
Brian was amazing to work with, being a first time home buyer, he answered all my questions and was always quick to respond. I will recommend him to family and friends . Plus I will definitely use Brian again for our next house in the future. Robert Crockett Walmart
Our second home and the second time Brian has helped us with our loan! Thank you Brian! We appreciate all the hard work and time invested into getting us into our new home! We will recommend you to all our friends and family! Tania Bauer
Brian was excellent to work with and he was very attentive to our needs. He and his team are top notch. Brian Romney Satisfied customer
Working with Brian and his team was an excellent experience. They were extremely helpful and cordial. Everything went smooth and we are extremely happy with the results. I would highly recommend Brian and the AmeriFirst team and will be happy to utilize their services for Our future needs. Cleavant Flippin Petroleum Engineer
I highly recommend Brian with Amerifirst. He is quick to respond and gets everything done quickly. I will be using him for all my future transactions. Matthew Ross Claims handler
Mauricio Cruz recommends Brian Kersting, MBA Brian made the entire process really quick and easy, he was always available to answer any questions. I would highly recommend Brian. Mauricio Cruz
Brian and team were very helpful and knowledgeable in our loan process. He is great at communication and answered any questions that arise with our loan. Liliana Zayas Security Tech specialist
Brian such an awesome man, I bought my house and refinanced it through him. I definitely recommend him. He will work with you and explain all details and provide you with best offer. Thanks, Hasan Hasan Mohammed Sr. Network Engineer
Brian did an amazing job getting our loan. We had several issues come up along the way. He was able to do what I believe no one else could have done. He was clear with his requests and very quick with his responses. Thanks Brian. Rose Califano
Brian made our home purchase process super easy and smooth, my family really appreciates all your help. Thank you so much. Vicente Espinoza Happy home buyer
Brian made the entire loan selection and approval process easy and smooth! There were many programs to select from (including up-front PMI payoff) and he guided us through them to find the most advantageous options for our situation. He was readily available by SMS and answered all of ... READ MORE Seth Muscarella Seth Muscarella Quality Control Manager
Brian handled our transaction in a thorough and professional manner. His assistance in helping us prepare the appropriate information was an asset. All that was promised was delivered. It was a pleasure doing business with him and his firm. Kevin Gonzalves
Very good to work with. Everything on the purchase of our house went smoothly! Janice McMillen
Brian was very great to work with! He and his team were on top of everything and very timely. My wife and I were first time homebuyers and he explained everything about our mortgage and helped us understand what all the numbers meant as well as helping us to make a decision that was in ... READ MORE Josiah Carter
The process was quick and easy and I was kept informed the whole time. Brian was amazing, knowledgeable and a pleasure to work with. Amy Shanty AFJROTC Instructor
Brian and his team did a wonderful job and would recommend him to anyone looking for a home loan or looking to refinance. Very responsive and helpful to any and all questions. Drew Lubinsky Account Manager
Working with Brian was refreshing and productive. Brian worked very hard to get all of my questions answered and most of the time right away. He put a great deal of work into getting me through the process as I had not done a refi before so I had to be educated along the way. When ... READ MORE Randy
Brian was a fantastic source of information and he worked hard to insure that our loan happened accurately and on time. He was quick to respond to all my questions. I highly recommend his work. Nicholas Smith Teacher
Brian Kersting is a delight to work with. He is very communicative and works relentlessly to get the job done. I recommend him to every single client I have. In real estate, it’s crucial to have a lending partner that will answer the phone when you have questions. Brian is that ... READ MORE Andrew Sparkman Andrew Sparkman Realtor

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